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Joseph Paul Montoya - Redondo Beach, California

Debtor:

ᐅ Montoya, Joseph Paul - Redondo Beach, California (Court Case:2:14-bk-24579-ER)

Bankruptcy filed - July 2014, discharged - November 2014
Full Name: Joseph Paul Montoya 
Court Case:   2:14-bk-24579-ER
Chapter 7: Chapter 13 bankruptcy is characterized by its repayment plan, which does not involve the liquidation of the debtor's assets. In this arrangement, instead of selling nonexempt property to pay creditors, the debtor makes payments through a structured plan overseen by a trustee. This approach allows debtors to retain their assets while working towards debt resolution.
Filed: July 30, 2014
Discharged: November 09, 2014