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Nicholas Guillermo Cruz - Port Hueneme, California

Debtor:

ᐅ Cruz, Nicholas Guillermo - Port Hueneme, California (Court Case:9:11-bk-11262-RR)

Bankruptcy filed - March 2011, discharged - July 2011
Full Name: Nicholas Guillermo Cruz 
Court Case:   9:11-bk-11262-RR
Chapter 7: Chapter 13 bankruptcy is characterized by its repayment plan, which does not involve the liquidation of the debtor's assets. In this arrangement, instead of selling nonexempt property to pay creditors, the debtor makes payments through a structured plan overseen by a trustee. This approach allows debtors to retain their assets while working towards debt resolution.
Filed: March 19, 2011
Discharged: July 22, 2011