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Michael Ernesto Alcaraz - Pinon Hills, California

Debtor:

ᐅ Alcaraz, Michael Ernesto - Pinon Hills, California (Court Case:6:14-bk-18003-SC)

Bankruptcy filed - June 2014, discharged - September 2014
Full Name: Michael Ernesto Alcaraz 
Court Case:   6:14-bk-18003-SC
Chapter 7: Chapter 13 bankruptcy is characterized by its repayment plan, which does not involve the liquidation of the debtor's assets. In this arrangement, instead of selling nonexempt property to pay creditors, the debtor makes payments through a structured plan overseen by a trustee. This approach allows debtors to retain their assets while working towards debt resolution.
Filed: June 18, 2014
Discharged: September 28, 2014