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Randy Michael Cruz - Newbury Park, California

Debtor:

ᐅ Cruz, Randy Michael - Newbury Park, California (Court Case:1:11-bk-16769-VK)

Bankruptcy filed - May 2011, discharged - October 2011
Full Name: Randy Michael Cruz 
Court Case:   1:11-bk-16769-VK
Chapter 7: Chapter 13 bankruptcy is characterized by its repayment plan, which does not involve the liquidation of the debtor's assets. In this arrangement, instead of selling nonexempt property to pay creditors, the debtor makes payments through a structured plan overseen by a trustee. This approach allows debtors to retain their assets while working towards debt resolution.
Filed: May 30, 2011
Discharged: October 02, 2011