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Thomas Wayne Smith - Modesto, California

Debtor:

ᐅ Smith, Thomas Wayne - Modesto, California (Court Case:12-90885)

Bankruptcy filed - March 2012, discharged - July 2012
Full Name: Thomas Wayne Smith 
Court Case:   12-90885
Chapter 7: Chapter 13 bankruptcy is characterized by its repayment plan, which does not involve the liquidation of the debtor's assets. In this arrangement, instead of selling nonexempt property to pay creditors, the debtor makes payments through a structured plan overseen by a trustee. This approach allows debtors to retain their assets while working towards debt resolution.
Filed: March 29, 2012
Discharged: July 19, 2012