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Ralph Espinoza - Los Banos, California

Debtor:

ᐅ Espinoza, Ralph - Los Banos, California (Court Case:10-17906)

Bankruptcy filed - July 2010, discharged - November 2010
Full Name: Ralph Espinoza 
Court Case:   10-17906
Chapter 7: Chapter 13 bankruptcy is characterized by its repayment plan, which does not involve the liquidation of the debtor's assets. In this arrangement, instead of selling nonexempt property to pay creditors, the debtor makes payments through a structured plan overseen by a trustee. This approach allows debtors to retain their assets while working towards debt resolution.
Filed: July 13, 2010
Discharged: November 02, 2010