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Michael Ellis Hamalak - Laguna Niguel, California

Debtor:

ᐅ Hamalak, Michael Ellis - Laguna Niguel, California (Court Case:8:10-bk-16581-ES)

Bankruptcy filed - May 2010, discharged - September 2010
Full Name: Michael Ellis Hamalak 
Court Case:   8:10-bk-16581-ES
Chapter 7: Chapter 13 bankruptcy is characterized by its repayment plan, which does not involve the liquidation of the debtor's assets. In this arrangement, instead of selling nonexempt property to pay creditors, the debtor makes payments through a structured plan overseen by a trustee. This approach allows debtors to retain their assets while working towards debt resolution.
Filed: May 16, 2010
Discharged: September 06, 2010