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Todd Cram - Huntington Beach, California

Debtor:

ᐅ Cram, Todd - Huntington Beach, California (Court Case:8:09-bk-24107-ES)

Bankruptcy filed - December 2009, discharged - May 2010
Full Name: Todd Cram 
Court Case:   8:09-bk-24107-ES
Chapter 7: Chapter 13 bankruptcy is characterized by its repayment plan, which does not involve the liquidation of the debtor's assets. In this arrangement, instead of selling nonexempt property to pay creditors, the debtor makes payments through a structured plan overseen by a trustee. This approach allows debtors to retain their assets while working towards debt resolution.
Filed: December 16, 2009
Discharged: May 20, 2010