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Ricardo Ernesto Cardona - Hayward, California

Debtor:

ᐅ Cardona, Ricardo Ernesto - Hayward, California (Court Case:13-42276)

Bankruptcy filed - April 2013, discharged - July 2013
Full Name: Ricardo Ernesto Cardona 
Court Case:   13-42276
Chapter 7: Chapter 13 bankruptcy is characterized by its repayment plan, which does not involve the liquidation of the debtor's assets. In this arrangement, instead of selling nonexempt property to pay creditors, the debtor makes payments through a structured plan overseen by a trustee. This approach allows debtors to retain their assets while working towards debt resolution.
Filed: April 17, 2013
Discharged: July 21, 2013