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Elvira Montoya Espinoza - Fresno, California

Debtor:

ᐅ Espinoza, Elvira Montoya - Fresno, California (Court Case:12-10542)

Bankruptcy filed - January 2012, discharged - May 2012
Full Name: Elvira Montoya Espinoza 
Court Case:   12-10542
Chapter 7: Chapter 13 bankruptcy is characterized by its repayment plan, which does not involve the liquidation of the debtor's assets. In this arrangement, instead of selling nonexempt property to pay creditors, the debtor makes payments through a structured plan overseen by a trustee. This approach allows debtors to retain their assets while working towards debt resolution.
Filed: January 22, 2012
Discharged: May 13, 2012