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Bobby Ray Cruz - Fontana, California

Debtor:

ᐅ Cruz, Bobby Ray - Fontana, California (Court Case:6:09-bk-33087-RN)

Bankruptcy filed - September 2009, discharged - January 2010
Full Name: Bobby Ray Cruz 
Court Case:   6:09-bk-33087-RN
Chapter 7: Chapter 13 bankruptcy is characterized by its repayment plan, which does not involve the liquidation of the debtor's assets. In this arrangement, instead of selling nonexempt property to pay creditors, the debtor makes payments through a structured plan overseen by a trustee. This approach allows debtors to retain their assets while working towards debt resolution.
Filed: September 29, 2009
Discharged: January 09, 2010