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Joanna Marie Cruz - El Cajon, California

Debtor:

ᐅ Cruz, Joanna Marie - El Cajon, California (Court Case:15-07523)

Bankruptcy filed - November 2015, discharged - February 2016
Full Name: Joanna Marie Cruz 
Court Case:   15-07523
Chapter 7: Chapter 13 bankruptcy is characterized by its repayment plan, which does not involve the liquidation of the debtor's assets. In this arrangement, instead of selling nonexempt property to pay creditors, the debtor makes payments through a structured plan overseen by a trustee. This approach allows debtors to retain their assets while working towards debt resolution.
Filed: November 23, 2015
Discharged: February 29, 2016