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Joseph Stephen Cebula - Columbia, California

Debtor:

ᐅ Cebula, Joseph Stephen - Columbia, California (Court Case:16-90223)

Bankruptcy filed - March 2016, discharged - June 2016
Full Name: Joseph Stephen Cebula 
Court Case:   16-90223
Chapter 7: Chapter 13 bankruptcy is characterized by its repayment plan, which does not involve the liquidation of the debtor's assets. In this arrangement, instead of selling nonexempt property to pay creditors, the debtor makes payments through a structured plan overseen by a trustee. This approach allows debtors to retain their assets while working towards debt resolution.
Filed: March 15, 2016
Discharged: June 13, 2016