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Joseph Francisco Gallardo - Antioch, California

Debtor:

ᐅ Gallardo, Joseph Francisco - Antioch, California (Court Case:14-44958)

Bankruptcy filed - December 2014, discharged - March 2015
Full Name: Joseph Francisco Gallardo 
Court Case:   14-44958
Chapter 7: Chapter 13 bankruptcy is characterized by its repayment plan, which does not involve the liquidation of the debtor's assets. In this arrangement, instead of selling nonexempt property to pay creditors, the debtor makes payments through a structured plan overseen by a trustee. This approach allows debtors to retain their assets while working towards debt resolution.
Filed: December 21, 2014
Discharged: March 21, 2015