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Maurene Elaine Neal - Acampo, California


ᐅ Neal, Maurene Elaine - Acampo, California (Court Case:09-25047)

Bankruptcy filed - March 2009, discharged - November 2014
Full Name: Maurene Elaine Neal 
Court Case:   09-25047
Chapter 13: Chapter 13 bankruptcy provides distinct advantages compared to Chapter 7, particularly in aiding individuals to prevent home foreclosure. It enables pausing foreclosure and settling overdue mortgage payments over time, while maintaining current mortgage dues. This chapter also offers debt restructuring opportunities for secured debts, extending the repayment period and potentially lowering payments. Notably, Chapter 13 includes provisions safeguarding co-signers on consumer debts from liability. It operates similarly to a consolidation loan, where the debtor pays the trustee, who then disburses funds to creditors, avoiding direct interaction between the debtor and creditors.
Filed: March 22, 2009
Discharged: November 16, 2014