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Penny Joy Gutierrez - Tucson, Arizona

Debtor:

ᐅ Gutierrez, Penny Joy - Tucson, Arizona (Court Case:4:09-bk-23274)

Bankruptcy filed - September 2009, discharged - January 2010
Full Name: Penny Joy Gutierrez 
Court Case:   4:09-bk-23274
Chapter 7: Chapter 13 bankruptcy is characterized by its repayment plan, which does not involve the liquidation of the debtor's assets. In this arrangement, instead of selling nonexempt property to pay creditors, the debtor makes payments through a structured plan overseen by a trustee. This approach allows debtors to retain their assets while working towards debt resolution.
Filed: September 17, 2009
Discharged: January 03, 2010