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Luis Alberto Espinoza - Queen Creek, Arizona

Debtor:

ᐅ Espinoza, Luis Alberto - Queen Creek, Arizona (Court Case:4:12-bk-07950)

Bankruptcy filed - April 2012, discharged - July 2012
Full Name: Luis Alberto Espinoza 
Court Case:   4:12-bk-07950
Chapter 7: Chapter 13 bankruptcy is characterized by its repayment plan, which does not involve the liquidation of the debtor's assets. In this arrangement, instead of selling nonexempt property to pay creditors, the debtor makes payments through a structured plan overseen by a trustee. This approach allows debtors to retain their assets while working towards debt resolution.
Filed: April 15, 2012
Discharged: July 22, 2012