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Nicholas Dwayne Clements - Gadsden, Alabama

Debtor:

ᐅ Clements, Nicholas Dwayne - Gadsden, Alabama (Court Case:16-40713)

Bankruptcy filed - April 2016, discharged - July 2016
Full Name: Nicholas Dwayne Clements 
Court Case:   16-40713
Chapter 7: Chapter 13 bankruptcy is characterized by its repayment plan, which does not involve the liquidation of the debtor's assets. In this arrangement, instead of selling nonexempt property to pay creditors, the debtor makes payments through a structured plan overseen by a trustee. This approach allows debtors to retain their assets while working towards debt resolution.
Filed: April 20, 2016
Discharged: July 19, 2016