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| Court Case: | 12-40095 |
| Chapter 7: | Chapter 7 bankruptcy differs from Chapter 13 in that it does not require a repayment plan. Instead, it involves a trustee selling the debtor's nonexempt assets to repay creditors, following the rules of the Bankruptcy Code. Debtors may keep exempt assets but risk losing other property through this process. |
| Filed: | January 17, 2012 |
| Discharged: | April 16, 2012 |