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Michael Spagnola - Staten Island, New York

Debtor:

ᐅ Spagnola, Michael - Staten Island, New York (Court Case:1-11-50197)

Bankruptcy filed - December 2011, discharged - March 2012
Full Name: Michael Spagnola 
Court Case:   1-11-50197
Chapter 7: Chapter 13 bankruptcy is characterized by its repayment plan, which does not involve the liquidation of the debtor's assets. In this arrangement, instead of selling nonexempt property to pay creditors, the debtor makes payments through a structured plan overseen by a trustee. This approach allows debtors to retain their assets while working towards debt resolution.
Filed: December 04, 2011
Discharged: March 28, 2012