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Christopher Bayotas Payao - San Jose, California

Debtor:

ᐅ Payao, Christopher Bayotas - San Jose, California (Court Case:13-55494)

Bankruptcy filed - October 2013, discharged - January 2014
Full Name: Christopher Bayotas Payao 
Court Case:   13-55494
Chapter 7: Chapter 13 bankruptcy is characterized by its repayment plan, which does not involve the liquidation of the debtor's assets. In this arrangement, instead of selling nonexempt property to pay creditors, the debtor makes payments through a structured plan overseen by a trustee. This approach allows debtors to retain their assets while working towards debt resolution.
Filed: October 15, 2013
Discharged: January 18, 2014