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Porfirio Ramon Espinal - Paterson, New Jersey

Debtor:

ᐅ Espinal, Porfirio Ramon - Paterson, New Jersey (Court Case:15-32842-RG)

Bankruptcy filed - December 2015, discharged - March 2016
Full Name: Porfirio Ramon Espinal 
Court Case:   15-32842-RG
Chapter 7: Chapter 13 bankruptcy is characterized by its repayment plan, which does not involve the liquidation of the debtor's assets. In this arrangement, instead of selling nonexempt property to pay creditors, the debtor makes payments through a structured plan overseen by a trustee. This approach allows debtors to retain their assets while working towards debt resolution.
Filed: December 02, 2015
Discharged: March 01, 2016