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Raphael Smith - New York, New York

Debtor:

ᐅ Smith, Raphael - New York, New York (Court Case:1-10-48024)

Bankruptcy filed - August 2010, discharged - November 2010
Full Name: Raphael Smith 
Court Case:   1-10-48024
Chapter 7: Chapter 13 bankruptcy is characterized by its repayment plan, which does not involve the liquidation of the debtor's assets. In this arrangement, instead of selling nonexempt property to pay creditors, the debtor makes payments through a structured plan overseen by a trustee. This approach allows debtors to retain their assets while working towards debt resolution.
Filed: August 24, 2010
Discharged: November 29, 2010