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Julena Celeste Ray - Los Angeles, California

Debtor:

ᐅ Ray, Julena Celeste - Los Angeles, California (Court Case:2:11-bk-20362-TD)

Bankruptcy filed - March 2011, discharged - July 2011
Full Name: Julena Celeste Ray 
Court Case:   2:11-bk-20362-TD
Chapter 7: In the framework of Chapter 13 bankruptcy, a structured repayment plan is central, differing significantly from scenarios where assets are liquidated to satisfy debts. Here, rather than resorting to the sale of the debtor's nonexempt property, a managed plan allows for debt resolution while the debtor retains their property. This method involves organizing payments to creditors, overseen by a trustee, without the need to liquidate assets. It's designed to protect certain assets from being sold, providing a path for debtors to avoid the potential loss of property while addressing their financial obligations.
Filed: March 09, 2011
Discharged: July 12, 2011