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Maria E Ramirez - Las Vegas, Nevada

Debtor:

ᐅ Ramirez, Maria E - Las Vegas, Nevada (Court Case:15-11007)

Bankruptcy filed - February 2015, discharged - June 2015
Full Name: Maria E Ramirez 
Court Case:   15-11007
Chapter 7: In the framework of Chapter 13 bankruptcy, a structured repayment plan is central, differing significantly from scenarios where assets are liquidated to satisfy debts. Here, rather than resorting to the sale of the debtor's nonexempt property, a managed plan allows for debt resolution while the debtor retains their property. This method involves organizing payments to creditors, overseen by a trustee, without the need to liquidate assets. It's designed to protect certain assets from being sold, providing a path for debtors to avoid the potential loss of property while addressing their financial obligations.
Filed: February 26, 2015
Discharged: June 01, 2015




Debtor:

ᐅ Ramirez, Maria E - Las Vegas, Nevada (Court Case:11-27983)

Bankruptcy filed - November 2011, discharged - February 2012
Full Name: Maria E Ramirez 
Court Case:   11-27983
Chapter 7: Chapter 7 bankruptcy differs from Chapter 13 in that it does not require a repayment plan. Instead, it involves a trustee selling the debtor's nonexempt assets to repay creditors, following the rules of the Bankruptcy Code. Debtors may keep exempt assets but risk losing other property through this process.
Filed: November 16, 2011
Discharged: February 27, 2012