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Emmanuel Schmerfeld Tiongson - Laguna Hills, California

Debtor:

ᐅ Tiongson, Emmanuel Schmerfeld - Laguna Hills, California (Court Case:8:13-bk-19924-MW)

Bankruptcy filed - December 2013, discharged - March 2014
Full Name: Emmanuel Schmerfeld Tiongson 
Court Case:   8:13-bk-19924-MW
Chapter 7: Chapter 13 bankruptcy is characterized by its repayment plan, which does not involve the liquidation of the debtor's assets. In this arrangement, instead of selling nonexempt property to pay creditors, the debtor makes payments through a structured plan overseen by a trustee. This approach allows debtors to retain their assets while working towards debt resolution.
Filed: December 11, 2013
Discharged: March 23, 2014