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Michael Patrick Gardner - Klamath Falls, Oregon

Debtor:

ᐅ Gardner, Michael Patrick - Klamath Falls, Oregon (Court Case:11-64189)

Bankruptcy filed - August 2011, discharged - December 2011
Full Name: Michael Patrick Gardner 
Court Case:   11-64189
Chapter 7: Chapter 13 bankruptcy is characterized by its repayment plan, which does not involve the liquidation of the debtor's assets. In this arrangement, instead of selling nonexempt property to pay creditors, the debtor makes payments through a structured plan overseen by a trustee. This approach allows debtors to retain their assets while working towards debt resolution.
Filed: August 23, 2011
Discharged: December 09, 2011