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Joseph F Spenard - Kingman, Arizona

Debtor:

ᐅ Spenard, Joseph F - Kingman, Arizona (Court Case:0:2014-bk-10029-PS)

Bankruptcy filed - June 2014, discharged - September 2014
Full Name: Joseph F Spenard 
Court Case:   0:2014-bk-10029-PS
Chapter 7: In the framework of Chapter 13 bankruptcy, a structured repayment plan is central, differing significantly from scenarios where assets are liquidated to satisfy debts. Here, rather than resorting to the sale of the debtor's nonexempt property, a managed plan allows for debt resolution while the debtor retains their property. This method involves organizing payments to creditors, overseen by a trustee, without the need to liquidate assets. It's designed to protect certain assets from being sold, providing a path for debtors to avoid the potential loss of property while addressing their financial obligations.
Filed: June 29, 2014
Discharged: September 27, 2014