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Raymond Eugene Tester - Johnson City, Tennessee

Debtor:

ᐅ Tester, Raymond Eugene - Johnson City, Tennessee (Court Case:2:12-bk-51925)

Bankruptcy filed - October 2012, discharged - January 2013
Full Name: Raymond Eugene Tester 
Court Case:   2:12-bk-51925
Chapter 7: In the framework of Chapter 13 bankruptcy, a structured repayment plan is central, differing significantly from scenarios where assets are liquidated to satisfy debts. Here, rather than resorting to the sale of the debtor's nonexempt property, a managed plan allows for debt resolution while the debtor retains their property. This method involves organizing payments to creditors, overseen by a trustee, without the need to liquidate assets. It's designed to protect certain assets from being sold, providing a path for debtors to avoid the potential loss of property while addressing their financial obligations.
Filed: October 25, 2012
Discharged: January 29, 2013