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Joanne F Rocamora - Hayward, California

Debtor:

ᐅ Rocamora, Joanne F - Hayward, California (Court Case:15-41298)

Bankruptcy filed - April 2015, discharged - July 2015
Full Name: Joanne F Rocamora 
Court Case:   15-41298
Chapter 7: Chapter 13 bankruptcy is characterized by its repayment plan, which does not involve the liquidation of the debtor's assets. In this arrangement, instead of selling nonexempt property to pay creditors, the debtor makes payments through a structured plan overseen by a trustee. This approach allows debtors to retain their assets while working towards debt resolution.
Filed: April 22, 2015
Discharged: July 21, 2015




Debtor:

ᐅ Rocamora, Joanne F - Hayward, California (Court Case:15-40567)

Bankruptcy filed - February 2015, discharged - May 2015
Full Name: Joanne F Rocamora 
Court Case:   15-40567
Chapter 7: Chapter 7 bankruptcy differs from Chapter 13 in that it does not require a repayment plan. Instead, it involves a trustee selling the debtor's nonexempt assets to repay creditors, following the rules of the Bankruptcy Code. Debtors may keep exempt assets but risk losing other property through this process.
Filed: February 22, 2015
Discharged: May 23, 2015