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Joel Mark Valencia - Folsom, California

Debtor:

ᐅ Valencia, Joel Mark - Folsom, California (Court Case:09-42576)

Bankruptcy filed - October 2009, discharged - January 2010
Full Name: Joel Mark Valencia 
Court Case:   09-42576
Chapter 7: Chapter 13 bankruptcy is characterized by its repayment plan, which does not involve the liquidation of the debtor's assets. In this arrangement, instead of selling nonexempt property to pay creditors, the debtor makes payments through a structured plan overseen by a trustee. This approach allows debtors to retain their assets while working towards debt resolution.
Filed: October 18, 2009
Discharged: January 26, 2010