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Ricardo Ruben Ovando - Elk Grove, California

Debtor:

ᐅ Ovando, Ricardo Ruben - Elk Grove, California (Court Case:12-21637)

Bankruptcy filed - January 2012, discharged - May 2012
Full Name: Ricardo Ruben Ovando 
Court Case:   12-21637
Chapter 7: Chapter 13 bankruptcy is characterized by its repayment plan, which does not involve the liquidation of the debtor's assets. In this arrangement, instead of selling nonexempt property to pay creditors, the debtor makes payments through a structured plan overseen by a trustee. This approach allows debtors to retain their assets while working towards debt resolution.
Filed: January 26, 2012
Discharged: May 17, 2012