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Johnny Ray Smith - Cottondale, Alabama

Debtor:

ᐅ Smith, Johnny Ray - Cottondale, Alabama (Court Case:11-71903)

Bankruptcy filed - September 2011, discharged - December 2011
Full Name: Johnny Ray Smith 
Court Case:   11-71903
Chapter 7: Chapter 13 bankruptcy is characterized by its repayment plan, which does not involve the liquidation of the debtor's assets. In this arrangement, instead of selling nonexempt property to pay creditors, the debtor makes payments through a structured plan overseen by a trustee. This approach allows debtors to retain their assets while working towards debt resolution.
Filed: September 07, 2011
Discharged: December 09, 2011