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Ralph Thomas Krotzer - Chesapeake, Virginia

Debtor:

ᐅ Krotzer, Ralph Thomas - Chesapeake, Virginia (Court Case:15-73218)

Bankruptcy filed - September 2015, discharged - December 2015
Full Name: Ralph Thomas Krotzer 
Court Case:   15-73218
Chapter 7: Chapter 13 bankruptcy is characterized by its repayment plan, which does not involve the liquidation of the debtor's assets. In this arrangement, instead of selling nonexempt property to pay creditors, the debtor makes payments through a structured plan overseen by a trustee. This approach allows debtors to retain their assets while working towards debt resolution.
Filed: September 19, 2015
Discharged: December 18, 2015