personal-bankruptc

     7 Million Searchable Bankruptcy Files. Stop paying for leads!

Bankruptcy Database

Fred Alfred Mcintosh - Chattanooga, Tennessee

Debtor:

ᐅ Mcintosh, Fred Alfred - Chattanooga, Tennessee (Court Case:1:08-bk-16036)

Bankruptcy filed - November 2008, discharged - December 2013
Full Name: Fred Alfred Mcintosh 
Court Case:   1:08-bk-16036
Chapter 13: Chapter 13 bankruptcy offers several benefits over Chapter 7, especially for homeowners facing foreclosure. It allows individuals to halt foreclosure processes and gradually catch up on overdue mortgage payments, although ongoing mortgage payments must be maintained. This chapter also permits the restructuring of secured debts (except primary residence mortgages), potentially reducing payments by extending them over the plan's duration. A unique feature of Chapter 13 is the protection it offers to co-signers on consumer debts, shielding them from liability. Additionally, Chapter 13 consolidates debts, enabling individuals to make payments to a trustee who then pays creditors, eliminating direct creditor contact.
Filed: November 04, 2008
Discharged: December 22, 2013