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Johnny Ray Vandruff - Albuquerque, New Mexico

Debtor:

ᐅ Vandruff, Johnny Ray - Albuquerque, New Mexico (Court Case:15-10461-j7)

Bankruptcy filed - February 2015, discharged - May 2015
Full Name: Johnny Ray Vandruff 
Court Case:   15-10461-j7
Chapter 7: Chapter 13 bankruptcy is characterized by its repayment plan, which does not involve the liquidation of the debtor's assets. In this arrangement, instead of selling nonexempt property to pay creditors, the debtor makes payments through a structured plan overseen by a trustee. This approach allows debtors to retain their assets while working towards debt resolution.
Filed: February 26, 2015
Discharged: May 27, 2015