Privacy Policy

Introduction

At Personal Bankruptcy Chapters 7 & 13 Filing Laws, we respect your privacy and are committed to being transparent about our practices. This Privacy Policy explains how we use cookies and third-party tools to enhance your browsing experience. Importantly, we do not collect or store any personally identifiable information about our users.

1. Information We Collect

We do not collect personal data such as names, email addresses, or phone numbers. Our website focuses on providing information without requiring any identifiable user input.

1.1 Cookies:

We use cookies to improve website functionality, understand user behavior, and provide a better user experience. Cookies are small text files stored on your device that help us track usage patterns and preferences.

1.2 Google Analytics:

We use Google Analytics to collect aggregated, anonymous data about site traffic and user interactions. This helps us analyze trends and optimize our website. For more information about how Google Analytics collects and processes data, visit Google’s Privacy Policy.

2. How We Use Cookies and Tracking Technologies

We use cookies and Google Analytics to:

• Monitor website performance and identify areas for improvement.
• Analyze visitor interactions to better understand user needs.
• Ensure smooth functionality of the website.

You can control or disable cookies through your browser settings. However, disabling cookies may impact the functionality of certain website features.

3. Third-Party Services and Links

Our website may include links to third-party sites. These sites operate independently of us and have their own privacy policies. We encourage you to review the privacy practices of any external site you visit.

4. Data Security

Although we do not collect personal data, we implement measures to secure the data collected through cookies and Google Analytics. These measures protect against unauthorized access and ensure compliance with relevant regulations.

5. Changes to This Privacy Policy

We may update this Privacy Policy from time to time to reflect changes in our practices or for legal and operational reasons. Updates will be posted on this page with the “Last Updated” date revised accordingly.

6. Contact Us

If you have questions or concerns about this Privacy Policy or our use of cookies, please contact us:

7. Additional Information for California Residents

7.1 If you live in Colorado (effective July 1, 2023), Connecticut (effective July 1, 2023), Utah (effective December 31, 2023), or Virginia (effective January 1, 2023), you may have these rights:

• Right to Know: Request information about what categories of personal data we collect and how we use it.
• Right to Delete: Request the deletion of personal data that we hold about you, subject to certain exceptions.
• Right to Opt-Out: Opt out of the sale of your personal information. Since we do not collect or sell personal information, this right is inherently upheld on our site.

7.2 How to Exercise Your Rights:

If you are a California resident and wish to exercise your rights, please contact us at:

7.3 Non-Discrimination Policy:

We will not discriminate against you for exercising any of your CCPA rights.

For more details about your rights under the CCPA, please visit the official California Consumer Privacy Act (CCPA) website.