Alabama Bankruptcy Law (AL)

Throughout the State of Alabama, unique Chapter 7 and Chapter 13 laws apply to all cases

Throughout the State of Alabama, unique laws apply to all debtor-creditor relations. Collection laws determine the extent of credit collection practices, court filing requirements, and a wide assortment of rights and restrictions in consumer transactions. As case law develops through judicial opinions, new laws are created each year that may have a significant impact upon state residents. When filing bankruptcy, these state laws play an important role in the Courts enforcement of provisions of the Code.

In many cases, foreclosure laws and eviction laws become of paramount importance, and force debtors to race to the courthouse to prevent losing their home. Once filing either Chapter 7 or Chapter 13, an automatic stay prevents further action actions homes, unless and until, a creditor receives court permission to precede.